What Should Be the First Step for Homebuyers?

    Buying a home is a long and complex process. Here’s where it should start.

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    ot of people think that the first and most important part of the home buying process is finding the perfect home. Although that’s a logical first step, it’s not the most ideal one. The first thing you need to do when buying a home is get a pre-approval.

    A pre-approval is when you meet up with a lender, go through all of your financial information, and get a concrete number that they are going to approve you for on your mortgage. What are the benefits of a pre-approval?

    First of all, you know exactly what you can afford. With this information, you can find the most appropriately priced home for you. You might learn that you can afford more than what you originally intended based on that pre-approval.

    A pre-approval is essential for today’s homebuyers.

    Second, sellers are going to take you more seriously as a buyer. You’ve done your due diligence, met with a lender, and are ready to put in an offer. Sellers notice that kind of thing.

    Finally, once you start your home search, you can send in a strong offer. Once you find the perfect home, the offer won’t fall through the cracks and you’ll be well on your way to securing your dream home.

    If you have any questions about the pre-approval process or would like me to connect you with one of the great lenders we have done business with in the past, don’t hesitate to give me a call or send me an email. I look forward to hearing from you soon.

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