Now that mortgage rates have dropped to a 12 month low, it's a perfect time for real estate in San Diego. If you're thinking about buying, you have extra buying power and can afford a higher priced home. If you're thinking about selling, now that more buyers are in the market, you'll have more competition for your home. And if you have a home and DON'T want to sell, you could refinance and still save hundreds on your payment.

You might have heard from the news and the media that they're going down right now. And just this month, we hit a two-year low for mortgage rates. What does that mean to you?

Well, if you're thinking about buying, that means that you could save hundreds of dollars a month if you buy right now, versus if you bought a house at the same price last year when mortgage rates were peaking.

If you already own your home and you're thinking about selling, that means that there are more people with more purchasing power that can afford to buy your home, which means it puts you in the driver's seat and gives you more control.

Now, if you're a homeowner and you're not thinking about selling, that's okay. Now might be a good time to start thinking about refinancing so you can still save some money on your mortgage payment every month.

If you're thinking about refinancing, go ahead, and drop a comment below, or give me a call. I'd love to hook you up with a lender that's going to care about you and make sure that they give you the best deal possible, and that it makes sense for what your situation is. So if you have any questions, if you're thinking about buying or selling, or you just want me to connect you with a fabulous lender, go ahead and drop a comment below, or give me a call at 619 971-0791.

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